Articles: Insurance Continue scrolling for more. Different Life Insurances for Different Needs Understanding various types of life insurances in order to properly select the one that’s suitable for your needs Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. Insuring Your Business with a Buy/Sell Agreement Buy/sell agreements are designed a business against the death of a principle or key employee. Term vs. Permanent Life Insurance When considering life insurance, it’s important to understand your options. Keep Your Umbrella Handy Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected. Understanding Long-Term Care Understanding the types of long-term-care services—and what those services could cost—may be critical. What to Look for in a Long-Term Care Policy Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here’s how it works. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here’s how it works. Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested. A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here’s how it works. Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away.