Disclosures

PROFECTUS FINANCIAL & INSURANCE SERVICE, INC. AND PROFECTUS WEALTH MANAGEMENT, CO. ARE TWO SEPARATE ENTITIES. INSURANCE PRODUCTS AND SERVICES ARE OFFERED AND SOLD THROUGH INDIVIDUALLY LICENSED AND APPOINTED AGENTS IN ALL APPROPRIATE JURISDICTIONS UNDER PROFECTUS FINANCIAL & INSURANCE SERVICES, INC. CA INSURANCE LICENSE #OH78572.

INFORMATION PRESENTED HERE IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES PRODUCT, SERVICE OR INVESTMENT STRATEGY. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER, TAX PROFESSIONAL, OR ATTORNEY BEFORE IMPLEMENTING ANY STRATEGY OR RECOMMENDATION DISCUSSED HEREIN. PROFECTUS WEALTH MANAGEMENT, CO. IS A SEPARATE ENTITY FROM PROFECTUS FINANCIAL.

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