Risk Management/Insurance Solutions

Commercial Insurance

When it comes to commercial insurance, don’t assume anything.

It is important to obtain the right coverage not just coverage, when owning and operating a business. Do you know what insurances you need? How big or small the coverage should be? Or how about any possible gaps in your existing policies?

One of the most common risks faced by all organizations is financial loss caused by legal liability for injuries to persons or damage to the property of others. Or another one, when you transport products or passengers, there is a liability sitting next to you.

Whether you are in business of manufacturing goods, building skyscrapers, or providing advice it is necessary to adequately protect yourself against the wide variety of risks associated with commercial operations.

Profectus Financial can provide access to a wide range of coverages to safeguard, mitigate and manage various risks.

  • General Liability
  • Commercial Auto, Cargo
  • Commercial Property, etc.

Financial Success

If you’re willing and able to invest in your own resources, captive insurance may be a smart solution for some of your liability coverage needs. This insurance method has been primarily used by large companies and corporations for hundreds of years, but in recent decades, this option became available to owners of smaller businesses, as well.

If your business’s potential liabilities are unique enough, they may urge you to want better management over your coverage details. Captive insurance allows you, the business owner, to build your own insurance company that you control. The benefits to purchasing captive insurance stretch beyond just full control of the company, and they include enjoying its possible underwriting profits. Other reasons a business owner may choose a captive insurer include broader coverage, stabilized pricing and availability, and improved cash flow. These are incredibly valuable advantages you won’t find in other insurance plans. Profectus Financial can show you how to set up and manage your own captive insurance company that will enable you to reduce insurance costs and gain underwriting benefits, all while protecting the bulk of your assets from unforeseen risks.

[contact-form-7 id="26213" title="BO Lead Gen - Popup Email - AI"]

[contact-form-7 id="26212" title="BO Lead Gen Popup Call - AI"]

When should we call you? (Times in PST, choose all that apply)
8am - 10am10am - 12pm2pm - 4pm4pm - 6pm

[contact-form-7 id="26153" title="BO Lead Gen - Popup Email"]

[contact-form-7 id="25936" title="BO Lead Gen Popup Call"]

When should we call you? (Times in PST, choose all that apply)
8am - 10am10am - 12pm2pm - 4pm4pm - 6pm

[contact-form-7 id="25745" title="HNW Lead Gen Form"]

[contact-form-7 id="25738" title="BO Lead Gen Form"]